Serving Clients Since 1979
Kansas City Bankruptcy Lawyers
Experienced Bankruptcy Attorneys Serving Jackson County, MO
If you're facing overwhelming debt and financial uncertainty in Kansas City, Missouri, Krigel & Krigel PC is here to provide you with expert legal guidance and support. Our dedicated team specializes in bankruptcy law and is committed to helping individuals and businesses find effective solutions to their financial challenges. Our bankruptcy team represent individuals and companies in Chapters 7, 11, and 13 cases.
Our experienced Kansas City bankruptcy lawyers handle both consumer and business-related cases, and take on complicated cases that many other attorneys turn down. Our efficient, practical approach means you get excellent representation at an affordable cost. We also file claims in others’ bankruptcies, which allows our clients to preserve claims they may have against another.
Bankruptcy Services Our Attorneys Offer
At Krigel & Krigel PC, we understand the complexities of bankruptcy law and how it can impact your life. Our experienced Kansas City bankruptcy attorneys are well-versed in Chapter 7, Chapter 13, and other bankruptcy options available in Missouri. We offer a range of services tailored to your unique situation:
1. Chapter 7 Bankruptcy: Fresh Start for Individuals
Chapter 7 bankruptcy, often referred to as "liquidation bankruptcy," allows eligible individuals to discharge their unsecured debts, providing them with a fresh financial start. Our Kansas City bankruptcy lawyers will guide you through the process, ensuring that you meet the necessary requirements and understand the implications of filing under Chapter 7.
2. Chapter 13 Bankruptcy: Reorganization and Debt Repayment
For those with a regular source of income who wish to retain their assets while restructuring their debts, Chapter 13 bankruptcy might be a suitable option. Our skilled Kansas City bankruptcy lawyers will work closely with you to develop a manageable repayment plan that meets the court's approval and helps you regain control of your financial situation.
3. Bankruptcy Alternatives and Counseling
At Krigel & Krigel PC, we believe in exploring all available options before recommending bankruptcy. Our team will provide you with comprehensive financial counseling, helping you assess alternatives like debt consolidation, negotiation with creditors, and more. If bankruptcy is the best path forward, we will guide you through the process step by step.
How Often Can You File Chapter 7 Bankruptcy in Missouri?
In Missouri, you can file a second Chapter 7 bankruptcy case eight years after you filed the first case. The time clock starts when you filed your previous Chapter 7 bankruptcy, not from the discharge date. There is no limit to how many times you can file for bankruptcy, but there are time limits between filing dates. The U.S. Bankruptcy Code defines the time limits established on what Chapter you file under.
How Our Bankruptcy Lawyers in Kansas City Can Help
The Missouri bankruptcy lawyers at Krigel & Krigel can help clients:
- File Chapter 7 liquidation bankruptcy and navigate the Chapter 7 means test process
- File for Chapter 13 individual’s reorganization bankruptcy
- File Chapter 11 bankruptcy to reorganize businesses run by corporations, limited liability companies, and individuals
- File Chapter 12 bankruptcy to reorganize family farms
- Stop foreclosure proceedings and protect their homes
- Remove burdensome second mortgages
- Repair bad credit through judicious bankruptcy filings
- Restore financial and operational stability through detailed bankruptcy planning
- Dispel bankruptcy myths
Bankruptcy was created by Congress to provide a fresh start for individuals and businesses. It is not about financial irresponsibility, but finding a solution when debts get out of hand. A challenging economy can cause individuals or businesses to find themselves mired in debt and struggling to make ends meet. As experienced Kansas City bankruptcy attorneys, we can help you solve your financial problems and protect your rights.