Repair Bad Credit
Better Days Are Ahead
While it may seem hard to believe, bankruptcy can put you on the road to an improved credit rating. Delaying the process and continuing a record of late payments and over-limit credit-card balances does far more damage. The sooner you act, the faster you can start fresh and stop the continued damage to your credit rating. A wound heals faster after the bleeding has stopped.
Restore Your Credit Through Bankruptcy
We will help you through every step of the bankruptcy process. That includes advising you on the benefits to your credit rating and the steps you can take to make it even better. While a Chapter 7 filing will show up on your credit report and stay there for ten years, it will also zero out balances and improve your debt-to-income ratio, an important factor in determining anyone’s credit rating.
Take Control of an Uncontrollable Situation
If you reaffirmed a car loan or mortgage, on-time payments to those creditors and others will also improve your credit score. Bankruptcy provides you with control following an out-of-control situation. Late payments and no payments showing up on your credit report can become a thing of the past. Continuing to struggle and avoiding bankruptcy only does more harm. Let us help return your credit to health.