Carol Katzer was born and raised in Duncan, Oklahoma. She attended Oklahoma State University, where she received a B.S. in 1972. She graduated With Distinction from the University of Missouri-Kansas City, School of Law in 1979. While in Law School, she was a member of the UMKC Law Review. She has practiced in the areas of estate planning, commercial real estate transactions, and finance. She also served as the Assistant General Counsel for American City Business Journals, Inc. She joined Krigel & Krigel, P.C. in 2001, where she now concentrates her practice primarily in the area of bankruptcy. Ms. Katzer is licensed in Missouri and in the United States District Courts of Missouri and Kansas. She is a member of the National Association of Consumer Bankruptcy Attorneys.